Merc announcer when beginning a match in Call of Duty: Black Ops II Time to earn your bread, grunts. The Mercs (a shortened version of Mercenaries) are the military arm of Cordis Die and an enemy faction that appears in Call of Duty: Black Ops II, Call of Duty: Strike Team and Call of Duty: Black Ops 4.
Often, the credit card company is liable to pay the merchant for the fraudulent credit card purchases made. In the rare case that the thieves are caught and convicted, they might have to pay restitution to the bank or the merchant. But most credit card fraud goes unpunished, simply because thieves are so hard to catch.